Who We Serve

Embedded FX infrastructure for Credit and Loan Platforms

Lenders and trade finance platforms depend on banks for FX and payments, losing control, margin, and opportunities to expand their offering. FX360 lets them embed complete FX and payment infrastructure into their systems, unlocking new revenue from existing clients and competing with banks without becoming one. 

Global leaders run on Okoora infrastructure

Trusted by banks, PSPs, and fintech innovators powering cross-border business.

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TKAmbio

From Lending Only to Full Financial Ecosystem 

Today

Dependence on banks for FX and payments 

No FX products to offer clients 

Margin leakage to external FX providers 

No multi-currency accounts 

No global payments layer 

Limited ability to retain customers

Offering ends where cross-border activity begins

Embedded Systems

Offer FX accounts and payments under your brand

Convert, pay and receive directly inside your platform

Retain FX margin internally

Compete directly with banks

Launch new financial products without new acquisition

Build a full financial ecosystem

Become the primary financial partner for your clients

The Problem

Banks dominate customer relationships by combining credit and FX services. Lending and trade finance platforms cannot expand their offering because FX accounts, payments, conversions, and protection all happen outside their system.

This creates revenue leakage, dependency on bank partners, and limited competitiveness. 

The same embedded FX infrastructure operates inside your platform, powering pricing, execution, payments, and protection as one unified layer.

FX360 as the Infrastructure Layer for Payment Platforms

01. Detect

No FX risk goes unseen. Every exposure surfaced at quote, order, invoice, or payout.

02. Decide

Rules, not people. Policy-driven rates and hedge logic, instantly and without bias.

03. Execute

Real-time conversions, hedges, and payments embedded in banking flows.

04. Reconcile

Continuous settlement, unified ledgering, audit-ready reporting.

05. Monetize

Every client FX flow captured as recurring revenue. No value left on the table.

FX360 as the Revenue Expansion Layer

With FX360, lenders can expand their offering beyond lending and unlock new revenue streams from their existing customer base: 

  • FX accounts and payments using the FX Wallet and Payment Rail 
  • FX execution with institutional pricing through the Execution Engine 
  • Price protection and stability using the Protection Suite 
  • Automated exposure handling using the Risk Engine 

These capabilities allow lenders to compete with banks and deliver a complete financial ecosystem. 

Outcomes

Monetize

Turn existing customers into a recurring FX and payments revenue stream. 

Protect

Reduce dependency on banks and retain control over client financial flows. 

Automate

Add FX and payments capabilities with no additional operational burden. 

In One Line

From lending to banking, powered by Okoora FX360. 

See how FX360 transforms your lending platform into a financial ecosystem.