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Hold, receive, convert,
and pay in 65 currencies.

Across 200+ countries, with local rails in 91. Every account is operated by Okoora's AI-native intelligence, so each balance is priced, protected, and ready to act on the moment it lands. The same accounts the market expects, made to work the moment money arrives.

The capability

One account, the full lifecycle.

Hold.

Real-time balances across master accounts and named subaccounts, in 26 full-capability currencies.

Receive.

Receive international customer payments using eligible local or international account details, including named receiving arrangements where supported. Follow the incoming transfer and the balance credited in the relevant currency.

Convert.

Move between currencies on live pricing, any pair, any time.

Pay out.

Route locally where rails exist, over SWIFT everywhere else, across 200+ countries.

Reconcile.

Keep incoming and outgoing transaction records connected to the account. Match receipts to the appropriate customer or obligation where the necessary data and workflow are available, and review unmatched or partial items.

Receive payments from international customers into your business accounts

Okoora supports receiving customer funds in relevant currencies, making credited balances and incoming payment records available as part of the same financial environment used for conversions, outgoing payments and control. The account details and collection routes depend on the currency, country, customer eligibility and selected account arrangement.

Do we need a separate bank relationship for every currency we receive?

Okoora provides supported multi-currency account and receiving capabilities through its financial infrastructure and provider arrangements. Your business can use the eligible receiving details available under its Okoora account setup instead of independently arranging every collection relationship. Specific account availability is determined by currency and jurisdiction.

Can we receive and keep foreign currency without converting it immediately?

Yes, where the applicable account arrangement supports holding the credited currency. Okoora can show the received balance and support a subsequent conversion or payment when the business chooses to proceed under its configured authority and account conditions.

Can we give our overseas customers local receiving details?

Okoora supports local and named receiving arrangements in eligible markets. The exact bank or account details, available collection method and customer eligibility must be confirmed for the relevant currency and destination.

How do we know when an international payment has reached us?

Okoora provides the available account and transaction status after funds are received and credited. The receipt record can include available amount, currency, date, source and reference information. Connected reconciliation processes can then match the payment with a customer or receivable where the required information exists.

The coverage

Local where it counts.
Global everywhere else.

Local payment rails for same-day or next-day settlement where they exist, SWIFT for reach into every remaining corridor. One layer picks the rail. Your money just moves.

26
Full-capability currencies
63
Onboarding jurisdictions
65
Currencies covered
91
Countries with local rails
200+
Countries reached

Local rails by region

Australia
AUDAustralian Dollar
Canada
CADCanadian Dollar
Switzerland
CHFSwiss Franc
China
CNYChinese Yuan
Czech Republic
CZKCzech Koruna
Denmark
DKKDanish Krone
European Union
EUREuro
United Kingdom
GBPBritish Pound
Hong Kong
HKDHong Kong Dollar
Hungary
HUFHungarian Forint
Israel
ILSIsraeli Shekel
Japan
JPYJapanese Yen
South Korea
KRWKorean Won
Mexico
MXNMexican Peso
Norway
NOKNorwegian Krone
New Zealand
NZDNew Zealand Dollar
Poland
PLNPolish Zloty
Romania
RONRomanian Leu
Sweden
SEKSwedish Krona
Singapore
SGDSingapore Dollar
Thailand
THBThai Baht
United States
USDUS Dollar
Vietnam
VNDVietnamese Dong
South Africa
ZARSouth African Rand
Brazil
BRLBrazilian Real
UAE
AEDUAE Dirham
Operated by the layer

Every balance,
put to work.

A multi-currency account holds money. Okoora's account operates it. The moment a balance lands, the AI-native intelligence layer goes to work on it.

Priced.

Every balance valued against the live market, continuously.

Protected.

Exposure on every balance held to your policy, the moment it forms.

Ready to act.

Converted, moved, or hedged by your policy, without waiting on a person.

The same intelligence that prices, protects, governs, and moves across Okoora runs on every balance you hold. That is an operated account.

Okoora's solution

One foundation. Two ways
to run it.

For your business

For your business

Hold and operate your own money across every currency and entity, in one place, under one policy.

For your customers

For your customers

Give your customers named multi-currency accounts under your brand, operated by the same layer, as a capability you offer and monetize.

Recognition

Recognized by

IBS Intelligence Award Europas Europe's 100 Hottest Startups TechRound Top 66 SaaS Best SaaS for FinTech

One capability. Two ways to run it.

Receive payments from international customers into your business accounts

Okoora supports receiving customer funds in relevant currencies, making credited balances and incoming payment records available as part of the same financial environment used for conversions, outgoing payments and control. The account details and collection routes depend on the currency, country, customer eligibility and selected account arrangement.

Okoora provides supported multi-currency account and receiving capabilities through its financial infrastructure and provider arrangements. Your business can use the eligible receiving details available under its Okoora account setup instead of independently arranging every collection relationship. Specific account availability is determined by currency and jurisdiction.

Yes, where the applicable account arrangement supports holding the credited currency. Okoora can show the received balance and support a subsequent conversion or payment when the business chooses to proceed under its configured authority and account conditions.

Okoora supports local and named receiving arrangements in eligible markets. The exact bank or account details, available collection method and customer eligibility must be confirmed for the relevant currency and destination.

Okoora provides the available account and transaction status after funds are received and credited. The receipt record can include available amount, currency, date, source and reference information. Connected reconciliation processes can then match the payment with a customer or receivable where the required information exists.

Hold every currency, in one place. Operated the moment money lands.

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