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Money moves both ways across your platform.
Operate every direction of it.

You pay out to your sellers, drivers, and suppliers around the world, and you move money for the buyers and users on the other side. Both directions run in many currencies, across many countries, at the scale your platform operates.

Let sellers, merchants and users receive funds, make payouts, hold relevant currency balances, convert between currencies and access supported FX protection inside your platform. Okoora connects the financial services, provider network, pricing rules, execution paths and controls that operate beneath your customer experience.

The financial world of a marketplace or platform

Two sides, one platform.
Every direction of money already moves through you.

Your platform

Pay-out, at scale.

You pay sellers, drivers, hosts, and suppliers across hundreds of countries, in dozens of currencies, on the volume only a platform reaches.

Take in, in any currency.

Buyers and users pay from every market, in their own currency, and that money has to land, convert, and reconcile cleanly.

Two sides, one platform.

Payments, conversions and balances already arise inside the relationships your platform manages. With Okoora, supported financial capabilities can become services you provide to users and additional sources of revenue from the activity they generate.

What you get, ready to run and to offer

Everything your platform moves. And everything you can offer both sides.

Pay out across the world.

Pay eligible sellers, contractors and suppliers across supported countries and currencies, using the available payment routes. Okoora connects payment instructions, relevant funding and currency conversion, policy checks, routing, settlement tracking and the resulting record.

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Offer multi-currency accounts.

Offer supported multi-currency account and wallet structures for eligible users under the agreed program. Connect incoming funds, balances, currency conversion, payouts and reconciliation inside the relevant customer journey.

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Convert currency in your platform.

Give eligible users access to currency conversion in your platform. Okoora connects conversions to applicable providers from its broad FX network, along with pricing logic, execution and controls relevant to the transaction.

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Offer FX protection.

Offer supported FX forwards, options or other relevant protection solutions to eligible users who face future currency commitments. The product and operating scope determine suitability, authority, execution and hedge lifecycle support.

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Govern it all on one policy.

Every payout, account, and conversion across both sides of your platform, checked against your policy continuously, audit-ready. Not at quarter-end. As it happens.

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More than infrastructure

The building blocks are the foundation.
Three things make Okoora the layer above them.

The intelligence layer.

Every flow is operated, not just processed. Priced, protected, moved, and governed on your policy, on its own, across both sides of your platform.

The pricing engine.

Set pricing policies for eligible financial services by customer, transaction and other permitted commercial criteria. Okoora connects relevant provider costs, customer prices and execution context so the platform can manage the economics of the financial activity it serves.

Explore customer-level financial-service pricing

Explore customer FX products

Build financial products and customer experiences on Okoora

Smart FX products.

Beyond conversion, give your sellers and users FX protection and smart currency products they can actually use, as new offerings under your brand.

That is the difference between infrastructure that moves your money, and a layer that operates it and earns you revenue.

Two sides, both running on Okoora

Operate your own flows, and offer capabilities
to both sides of your platform.

Both directions. One layer.

The money you already move, operated and monetized on a single layer.

Okoora can help a marketplace operate its own outgoing payouts and incoming collections, while enabling it to offer separate financial services to its sellers, merchants or buyers. Supported accounts, payments, FX, pricing and protection can share connected infrastructure and controls, with each service activated under the relevant customer and regulatory arrangement.

One platform, both directions, operated and monetized on a single layer.

Proven in production

Operated at scale, across currencies and borders.
Proven in production.

Live across global banks, fintechs, and enterprises.

Operating today across global banks, fintechs, and enterprises building financial capabilities on Okoora.

Okoora's intelligence was written by people who operated finance for decades, then built onto advanced AI. You stay the platform your users trust. Okoora gives you the capabilities, the pricing, and the products to run both sides, and operates them underneath.

Recognition

Recognized by

IBS Intelligence Award Europas Europe's 100 Hottest Startups TechRound Top 66 SaaS Best SaaS for FinTech

Money already moves both ways across your platform. Operate every direction, and keep the value.

Payouts, accounts, conversions, and FX protection for both sides, with an intelligence layer, a pricing engine, and smart FX products, embedded in your platform, operated underneath.

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Marketplaces and platforms, answered

The questions marketplaces and platforms
ask us most.

Embed Okoora's payments into your platform, and pay across 200+ countries and 65 currencies, with local rails in 91, operated by the intelligence layer on your policy.

Yes. Embed accounts, conversions, and FX products into your platform, under your brand, for both sides of your marketplace, operated by the layer.

A platform can monetize eligible financial services it provides to its users, including currency conversion, payment activity and other supported capabilities. Okoora supports configurable pricing and transaction economics. Actual revenue depends on customer adoption, financial activity, provider costs and the agreed commercial model.

Not necessarily. Okoora can work with existing systems and providers through supported integrations and operating arrangements. The scope may include new financial capabilities, selected execution through Okoora, existing provider execution or a hybrid approach, depending on the service and technical requirements.

The regulated and customer-facing roles are determined by the financial service, market and approved program structure. The platform, Okoora and relevant licensed providers operate within the permissions, contractual obligations, controls and responsibilities applicable to that arrangement.

Okoora is built for marketplaces and platforms that move money on both sides, to operate their own flows and offer financial capabilities to their users, under their own brand.

Yes. A platform can begin by operating its own supported payouts or collections, then add eligible accounts, currency conversion, protection or other customer-facing financial capabilities. Each additional service follows its own approval and operating requirements while remaining part of one Okoora customer relationship.