Banks & Financial Services

Accounts, payments, and FX. Under your brand.

Your customers move money across borders every day. The FX capabilities they need, the accounts they want to hold, and the pricing they deserve do not have to come from somewhere else. Okoora embeds the full operating layer under your product. You stay the regulated institution.

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Regulated infrastructure
The gap

Your customers already need global banking.
Most institutions cannot offer it yet.

Multi-currency accounts, real-time FX, cross-border payments, and hedging products. Your business customers need all of it. Building the infrastructure from scratch takes years, requires multiple licenses, and creates operational risk you cannot afford to take. The gap between what your customers expect and what most institutions can offer today is where revenue quietly moves to someone else.

You stay the regulated institution. Okoora operates the infrastructure beneath the product you own.

One capability. Two ways to run it.

Operate it in your own business Embed it for your customers

One capability. Two ways to run it.

Operate it in your own business → Embed it for your customers →
What makes it different

Not a set of tools. An operating
layer that works.

Most infrastructure gives you primitives and leaves the rest to you. Okoora gives you the layer that connects them, prices them, and operates them.

Your Stack

Intelligence Layer.

Exposure, pricing, movement, and control operate together on every transaction. The result is a financial position that is always current, always governed, and always generating the value your policy targets.

Pricing Engine.

Every FX transaction is priced at the moment it forms. Not at end of day. Not on a batch. Your spread, your policy, your revenue, on every conversion your customers run.

Smart FX Products.

Forwards, options, and structured hedging instruments, offered under your brand. The risk model, execution, and compliance sit with Okoora. The revenue stays with you.

In the market

Operating across banks, fintechs,
and payment platforms today.

65 currencies

200+ countries. Available on day one.

Global banks and fintechs

Live across regulated institutions, fintechs, and platforms building on Okoora today.

Okoora's intelligence was written by people who operated finance for over twenty years, then built onto advanced AI. The operating layer your customers experience is not assembled from parts. It is a single system that prices, moves, and governs, on every transaction, in real time.

Recognition

Recognized by

IBS Intelligence Award Europas Europe's 100 Hottest Startups TechRound Top 66 SaaS Best SaaS for FinTech

Your customers already move money across borders. Offer them the capabilities, under your brand, and keep the value they create.

Okoora's operating layer runs under your product. The accounts, payments, FX, and hedging your customers expect, operating in real time, by your policy.

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Build New: ship a global financial product in weeks | Extend: add FX revenue to what you already run
Common questions

What banks and financial institutions
ask us most.

You do. That is not a simplification. Okoora operates as the infrastructure layer beneath your product. Your customers contract with you. You hold the customer relationship, the account, and the obligation. Okoora provides the execution, custody, and settlement infrastructure that makes the product work at scale, but the regulated entity your customers deal with is you, throughout.
A white-label FX API gives you execution. Okoora gives you an operating layer. That means real-time pricing on every transaction the moment it forms, exposure management across your entire book, movement governance that executes by your policy, and financial control that explains every position in plain terms. The building blocks sit beneath all of that. You are not assembling components. You are inheriting a stack that already operates.
Yes. Your pricing policy is defined by you. Okoora executes at institutional rates and your configured spread is captured at the transaction level. The revenue is yours. You define different spreads by customer segment, transaction type, currency pair, or volume tier. The Pricing Engine applies your policy to every conversion in real time.
Most institutions are live in six to twelve weeks. Extending what you run is typically faster: the Okoora API layers in alongside your existing stack without requiring migration. For new product builds, the timeline includes onboarding, policy configuration, sandbox testing, and compliance sign-off. Our integration team runs alongside yours for the full period.
65 currencies are supported across multi-currency accounts, FX conversions, and hedging products. Payments reach 200+ countries via SWIFT, SEPA, and a growing set of local rails. All 65 currencies are available on day one from a single integration, with no additional licensing required.
Yes. Okoora's Smart FX Products include FX forwards, options, and structured hedging instruments designed to be offered to your business customers inside your product. Your customer books the hedge and locks the rate, all inside your interface. The risk model, execution, and compliance sit with Okoora. The revenue from the spread and the customer relationship remain with you.
That is the difference between infrastructure that gives you the parts, and a layer that operates them and earns you revenue.