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The price your customer sees
is the price you keep.

You price a booking today, and pay the hotel, the airline, or the supplier days or weeks later, in another currency. Between the booking and the settlement, the rate moves, and the margin you priced on can quietly disappear.

Okoora's AI-native intelligence layer holds the price stable across the entire booking cycle. It sees the currency exposure the moment a booking creates it, and protects it, on your policy, so the price you showed is the price you keep.

The financial world of a travel or hospitality platform

The price was set at booking.
The payment happens later. The margin lives in the gap.

The price you show.

Your customers see a price in their currency, at the moment they book, and they expect it to hold.

The payment you make.

You settle with hotels, airlines, and suppliers later, in their currencies, after the rate has already moved.

The gap in between.

Between booking and settlement, currency moves under every reservation, across seasons, regions, and suppliers, on the volume a travel platform runs.

The price was set at booking. The payment happens later. The margin lives in the gap, and currency moves through it the whole time.
What you get, ready to run and to offer

Stability across the whole booking cycle. Operated for you.

Hold the price you showed.

Price protection across the currencies, suppliers, and seasons you operate in, matched to the exposure every booking creates. And the layer sees each exposure the moment a booking forms and protects the price by your policy.

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Price every booking in any currency.

Show stable, accurate prices in your customers' currencies, across 65 currencies, priced in real time. And the layer prices every booking by your policy, so the number your customer sees holds.

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Settle with suppliers across the world.

Pay hotels, airlines and other suppliers across borders through Okoora’s payment network. Keep the booking or payable connected to the payment currency, funding or conversion, beneficiary instructions, approval, route and settlement record. Local rails are used where available for the transaction. Explore international supplier payments

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Hold every currency in one place.

Multi-currency accounts that hold and receive across 65 currencies, under your brand. And the layer prices and protects the value of every balance the moment it lands.

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Govern it all on one policy.

Every booking, settlement, and conversion across your platform, checked against your policy continuously, audit-ready. Not at quarter-end. As it happens.

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More than infrastructure

The building blocks are the foundation.
Three things make Okoora the layer above them.

The intelligence layer.

Every booking and settlement is operated, not just processed. Priced, protected, moved, and governed on your policy, on its own, across the whole travel cycle.

The pricing engine.

Every booking is priced in real time, on your policy, so the price you show your customers is accurate and stable, and the margin you priced on is captured, instead of leaking to volatility or a third party.

Smart FX products.

Beyond conversion, give your customers and suppliers FX protection and smart currency products they can actually use, as new offerings under your brand.

That is the difference between infrastructure that moves your money, and a layer that holds your price and protects your margin.

From booking to settlement, on one layer

Stabilize the whole cycle,
and offer capabilities across it.

The price you show, the supplier you settle with, and the currency that moves between them — all run on one intelligence layer, on your policy, across every booking.

Price locked at booking

The rate is captured the moment a booking creates a currency exposure — before it can move against your margin.

Supplier settled on your terms

Pay hotels, airlines, and suppliers in their currency — after the rate moved — without the gap touching your margin.

Offer financial products under your brand

The same stack lets you embed accounts, FX conversions, and hedging for your customers and suppliers — under your brand, not ours.

1

Booking created

Customer books. Exposure appears.

A booking is placed in EUR. The supplier will be paid in USD weeks later. Okoora sees the exposure the moment it's created.

EUR booking USD supplier 14-day gap
2

Okoora intelligence layer

Rate locked. Margin protected.

The AI-native policy engine locks the rate on your terms — automatically, across every reservation, at scale, without manual intervention.

Policy engine AI-native Automated
3

Settlement

Supplier paid. Price kept.

You settle with the supplier in USD at the locked rate. The margin you priced on is the margin you keep.

Margin intact Supplier paid Price honored
Proven in production

Operated across currencies, suppliers, and seasons.
Proven in production.

Live across global banks, fintechs, and enterprises.

Operating today across global banks, fintechs, and enterprises building on Okoora.

Seasonal protection

FX protection that keeps pricing stable from booking to settlement, across seasonal demand cycles.

Okoora's intelligence was written by people who operated finance for decades, then built onto advanced AI. You stay the platform your customers trust. Okoora gives you the capabilities, the pricing, and the protection to run the whole cycle, and operates them underneath.

Recognition

Recognized by

IBS Intelligence Award Europas Europe's 100 Hottest Startups TechRound Top 66 SaaS Best SaaS for FinTech

Honor the price you showed. Protect the margin you priced on. From booking to settlement.

Price stability, accounts, conversions, and FX protection across the whole travel cycle, with an intelligence layer, a pricing engine, and smart FX products, embedded in your platform, operated underneath.

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Travel and hospitality, answered

The questions travel and hospitality platforms
ask us most.

Okoora's intelligence layer sees the currency exposure a booking creates the moment it forms, and protects the price by your policy, so the rate cannot move the margin between the booking and the supplier settlement.

Yes. Okoora supports cross-border settlement of eligible hotel, airline and other supplier payables across its supported global network. Payment route, funding currency, required conversion, fees and timing are evaluated for the actual transaction, with the relevant approval and settlement record kept connected to the workflow.

Yes. Embed accounts, conversions, and FX products into your platform, under your brand, for both your customers and your suppliers, operated by the layer.

Yes. Okoora runs above the systems you already operate, connecting to your booking flow, your rails, and your data, and operates on top of them.

You remain the platform of record. Okoora provides the capabilities and operates them underneath, within your regulatory perimeter.

Okoora is built for travel and hospitality platforms with multi-currency bookings and global supplier settlements, to stabilize the booking-to-settlement cycle and offer financial capabilities under their own brand.